Average Pre-Approval
< 5 Mins
Financed Volume
₦4.8B+
On-Time Repayment Rate
98.4%
Verified Merchants
150+
The 5 Stages of GetEquip Lease
Every step is automated and transparent with fixed timelines at every milestone.
1. Choose Your Vetted Asset
Browse our marketplace of verified commercial vehicles, generators, solar arrays, and heavy construction machinery. Every listing displays transparent down payments and monthly instalment pricing up front.
- Select between standard marketplace or live auctions
- Vetted merchant supplier certificates on all items
- Comprehensive warranty & GPS tracking included
2. One-Time Identity Verification
Complete instant KYC verification using your National Identity Number (NIN), Bank Verification Number (BVN), and a secure liveness selfie. Verification is done once and reused for all future lease applications.
- Bank-grade 256-bit AES encryption
- Automated NIN / BVN identity cross-reference
- Instant compliance status update
3. Automated Binding Credit Decision
Our proprietary risk engine evaluates asset depreciation rates, business revenue trajectory, and affordability metrics to generate an instant binding financing offer with clear repayment schedules.
- No hidden administrative fees or surprise charges
- Flexible tenor terms ranging from 3 to 24 months
- Custom daily, weekly, or monthly repayment cadence
4. Digital Contract & Vendor Settlement
Review and sign your digital lease agreement online. Upon submitting your initial down payment, funds are released directly to the certified vendor for asset handover.
- Direct settlement via NIBSS / Central Bank rails
- Comprehensive insurance activated before handover
- Certified release authorization issued to merchant
5. Flexible Repayments & Full Title Transfer
Track repayments in real-time on your dashboard. Automatic debits ensure hassle-free schedule adherence. Once the final payment is cleared, full asset ownership title is issued.
- Real-time ownership progress tracker on dashboard
- Zero penalty for early full balance settlement
- Automatic legal certificate of ownership issuance
Estimate Your Repayments
Adjust the asset price, down payment percentage, and lease tenor to calculate monthly obligations.
Monthly Repayment
₦1,033,333 / mo
Apply For Equipment Leasing Today
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